Behind the Numbers: an EMARKETER Podcast artwork

Welcome to 2026: AI Agents Manage Money and the Bank-Grade Stablecoin Economy | The Banking & Payments Show

Behind the Numbers: an EMARKETER Podcast · with Grace Broadbent and Myra Thomas · December 30, 2025 · 24 min

Summary

By 2026, AI agents are poised to revolutionize personal finance, handling everything from budgeting and investments to fraud detection. This episode explores how consumers will leverage these intelligent agents and how stablecoin payment rails will achieve "bank-grade" status, signaling a new era of secure and regulated digital currency. Ecommerce operators should understand these shifts for implications on payment processing, financial planning, and potential new customer service avenues.

Key takeaways

Themes

ai & automationfinance & fundraising

Topics covered

ai agents in financestablecoin adoptionbank-grade stablecoinsfuture of paymentsfinancial regulationpersonal finance automation

Episode description

In today’s episode, we explore consumers’ use of agentic AI in their financial lives, and the development of stablecoin payment rails becoming “bank grade” in 2026. Join the discussion with host and Head of Business Development Rob Rubin, and Senior Analysts Grace Broadbent and Myra Thomas. Subscribe to EMARKETER's newsletters. Go to: https://www.emarketer.com/newsletters Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com For a transcript of this episode click here: https://www.emarketer.com/content/podcast-welcome-2026-ai-agents-manage-money-bank-grade-stablecoin-economy-banking-payments-show © 2025 EMARKETER Campaigns take flight with Viasat Ads. Unlock access to over 250 million passengers annually across leading global airlines, with high-engagement ad formats and real-time delivery. Viasat Ads provides access to a verified audience in a captive environment, so your message reaches passengers when they are ready to engage. Join their journey with Viasat Ads.

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Frequently asked about this episode

What does this episode say about ai & automation?
AI agents will automate personal finance tasks like budgeting, investment recommendations, and fraud detection, freeing up time and potentially increasing financial efficiency for consumers.
What does this episode say about finance & fundraising?
Stablecoins are predicted to become 'bank-grade' by 2026, meaning enhanced security, regulatory compliance, and scalability, making them suitable for widespread institutional and consumer adoption.
What does this episode say about ai & automation?
The integration of AI agents and bank-grade stablecoins will significantly impact traditional banking and payment infrastructures, potentially democratizing financial services and streamlining transactions.
What does this episode say about ai & automation?
Ecommerce businesses should monitor the evolution of AI in finance and stablecoins for opportunities in payment innovation, customer financial management tools, and enhanced fraud prevention.
What does this episode say about ai & automation?
The regulatory landscape surrounding AI in finance and stablecoin technology will be crucial for widespread adoption and will dictate how businesses can integrate these technologies.

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