2X eCommerce Podcast artwork

'Save Now, Buy Later' → Michael Hershfield

2X eCommerce Podcast · with Michael Hershfield · August 22, 2023 · 37 min

Summary

This episode introduces the "Save Now, Buy Later" (SNBL) model as a financially stable and customer-empowering alternative to traditional BNPL. Ecommerce operators can leverage SNBL to attract customers, reduce fraud risks, and foster brand loyalty by aligning with customer savings goals.

Key takeaways

Themes

customer experiencefinancial innovationpayment solutions

Topics covered

accrue savings modelbuy now, pay later (bnpl) riskscustomer empowerment in paymentsfraud reduction in e-commercesave now, buy later (snbl)

Episode description

On today’s episode, Kunle is joined by Michael Hershfield, Founder & CEO of Accrue Savings, a one-of-a-kind merchant-embedded shopping experience that gives customers cash rewards when they save up for their purchases. As a consumer the whole idea of Buy Now Pay Later, is a tempting offer especially when it comes to high ticket price purchases. It’s basically debt-disguised in fancy and enticing words. As a merchant, the whole model may not be financially stable especially when it comes to fraud and scams. It’s a common issue in the BNPL sphere.  Accrue Savings is providing an opposite model, the Save Now Pay Later model. With their strong devotion to their merchants’ best interests, they developed the model not only to support the merchant but also to empower their consumers to save and pay on their own terms. It’s a mind-blowing trend that merchants are now applying to their business and yielding great results.   In this episode, Kunle and Michael talk about his hundred-day journey to build Accrue. You will get to hear about how Accrue is aligning their business to the merchant’s best interest. This is a great episode for business owners and marketers looking for a unique way to get more customers by using the Save Now Pay Later model. a brand is looking at the possibility of using influencer marketing to grow their brand.  --- SPONSORS:  This episode is brought to you by: Tidio This episode is sponsored by Tidio, the highest-rated live chat app on Shopify. Tidio is a versatile platform that offers personalized shopping experiences, boosts customer satisfaction, and manages all communication channels on one dashboard. It can automate up to 47% of recurring questions with its deep Shopify integration. With t

Frequently asked about this episode

What does this episode say about customer experience?
Explore integrating a 'Save Now, Buy Later' option like Accrue Savings to provide customers with a flexible purchasing model that reduces debt reliance and increases purchasing power.
What does this episode say about financial innovation?
Communicate the benefits of SNBL to your customers as a path to debt-free purchasing and achieving savings goals, differentiating your brand from those solely offering BNPL.
What does this episode say about payment solutions?
Evaluate the potential fraud reduction and increased financial stability offered by SNBL compared to the inherent risks associated with traditional BNPL models.
What does this episode say about customer experience?
Consider how offering a 'Save Now, Buy Later' option can attract a customer segment that is wary of debt but still desires a structured payment plan for higher-ticket items.

Listen